DISQUS

Colorado Social Security Disability Benefits Law: How do I prove my disability case when I look fine?

  • mandi48 · 1 month ago
    what diferent is between; full disability and permanet disability.
    I am trying to refinance my home to have lower payments, and Bank is asking me to prove that I am permanent disable person. I am61 years old, and full disable since 2001. It was Worksman case. Bank insist, that my regular doctor should write for me if I am permanent, other way I wont be approve to refinance my home. I sent to this Bank all possible documents and still is not enough. What should I do???
  • TomaszStasiuk · 1 month ago
    My site deals with Social Security disability, not workers' compensation benefits. Work comp is a state based program which is different in every state.

    If you had an attorney on your workers' compensation case, it may be time to re-contact them. One thing you may want to find out is whether your workers' compensation case was a permanent total disability (PTD) case? If it was a PTD case, there may be documentation of a "permanent" disability.

    Also, is there a particular reason why you cannot ask your doctor for a simple statement that you are permanently and totally disabled (or whatever language your bank requires)? Even if you do not have a doctor at present, it might be worth paying for $300-400 for an evaluation. Even if the re-fi only saves you $100 a month, the exam would pay for itself in 3 to 4 months.

    Good luck!

    This communication is not legal advice does nor does it form an attorney-client relationship. No representation is provided without a validly executed fee agreement.
  • mandi48 · 1 month ago
    I am trying to refinance my home to lower peyments, but my loan company demends to receive from proof that I am on PERMANENT Disability. I am fully disable, after few exidents at work(6)and PTSD. since 2001. What should I do, if I do not sent this loan company this document, I will loose chance tor refinance. Can my dotor write as such note as Full Disability are after 10 years are permanent, or what should I do. I need help. I never have a such problem. I sent all possible documents to prove my disability and incomee , and they told that it will not approve refinancing untill they receive what they are asking> Need as quicly as possible answer.

    Best regards,

    Mandi48
  • TomaszStasiuk · 1 month ago
  • mandi48 · 1 month ago
    Thank You, I am asking the same question twicw. Sorry about that.

    Best regards,

    Danuta Rzepecka